News
Fed Minutes Today: What Moves Mortgage Rates
The Fed isn't cutting rates in the minutes - but clues about inflation, jobs, and timing can move bonds (and mortgages) fast.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
Market Update
Housing Starts Up, Permits Down: Buyer Signal for 2026
Starts rising is good. Permits falling is the warning light. Here's what this release may mean for supply and negotiations.
News
The #1 Reason Assumable Deals Die (And How to Beat It)
The #1 reason assumable deals fall apart is simple: the assumed balance is lower than the price. Here are the most realistic ways buyers bridge the gap.
News
How to Tell If a Listing Is Assumable: 90-Second Check
A practical search-and-screen checklist to find assumable loans, verify eligibility fast, and avoid the most common dead ends.
News
How to Get a 3% Mortgage in 2026: Assumable Loan Playbook
Assuming a VA or FHA loan can lock in a lower rate-but delays, cash gaps, and entitlement rules can blow up deals. Here's the real playbook.
News
DHS Partial Shutdown: What Buyers Need to Watch
DHS funding lapsed Feb. 14. Most frontline functions continue, but some housing-adjacent bottlenecks (FEMA/NFIP, travel, staffing) can still add friction.
Guide
Presidents' Day Closures: What Slows in Housing
Banks, markets, and many offices close Feb. 16. Here's what may slow down for mortgages, underwriting, wires, and closings - plus a simple plan.
Analysis
1.1M Homeowners Are Underwater Again: What to Do
Negative equity is rising in a handful of markets and newer loans. Here's where it's happening, why, and the practical options if you need flexibility.
Market Update
Mortgage Rates Near 6.1%: Payment Impact This Week
Freddie Mac shows the 30-year fixed at 6.09% (Feb 12, 2026). Here’s the real impact on payments—and how to shop smart.
Market Update
CPI Fell: What Inflation Means for Housing Costs
Inflation cooled to 2.4% YoY in January. Here’s what moved (and what didn’t), and what it means for renters and buyers right now.
Market Update
Home Sales Fell 8.4%: What January's Drop Means
Existing-home sales fell to a 3.91M annual pace in January. Here’s what it signals for inventory, pricing, and your negotiating power.
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