News
Oil Above $115 Is Only Half the Story — Watch Treasury Yields Too
Brent ended March near $115.50, but the second mortgage risk is the bond market pricing higher war costs. Here’s why relief got harder.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
Analysis
Why the Market Is Suddenly Talking About Fewer Rate Cuts — and What That Means for Mortgages
The oil shock is changing the Fed story fast. Here’s why traders are slashing rate-cut bets, what that means for mortgage rates, and how buyers should adjust.
Analysis
It’s Not Just Gas Anymore — The Iran Shock Is Now a Full Cost-of-Living Story
The Gulf shock is now hitting gas, fertilizer, aluminum, and consumer goods. Here’s why that matters for renters, buyers, and monthly budgets.
News
Oil Just Blew Past $115 — Here’s Why Mortgage Rates Could Stay Higher for Longer
Brent moved above $114 and is tracking toward a record monthly rise. Here’s the housing translation: inflation fears, rate volatility, and tighter budgets.
News
Powell Speaks Today — What Homebuyers Should Listen For After Oil’s Shock Move
Fed Chair Jerome Powell speaks at Harvard today as markets rethink rate cuts. Here’s the housing translation and how to react without overreacting.
Guide
Why One Site Says 5.91% and Another Says 6.20% — And What Your Mortgage Rate Really Is
Mortgage-rate headlines can disagree on the same day. Here is why multiple sources can all be right and how to find your true all-in rate.
News
Congress Just Advanced a Huge Housing Bill — Will It Actually Lower Prices or Just Create Headlines?
Congress advanced a bipartisan housing bill on supply, financing, and investor activity. Here is what could change soon and what still takes time.
Analysis
The Government Shutdown Is Still Creating Housing Friction — Here’s What Could Slow Down (and What Probably Won’t)
An ongoing partial DHS shutdown is creating operational strain. Here is where buyers, renters, and homeowners may feel friction, and where impacts stay indirect.
News
Homebuyers Are Coming Back — Mortgage Demand Just Hit a 4-Week High
Mortgage applications rose for a fourth straight week as spring demand returned. Here is what that says about buyer intent and why affordability is still fragile.
News
Iraq’s Oil Output Just Collapsed 70% — Here’s Why That Can Hit Mortgage Rates and Rent Faster Than You Think
Reuters says Iraq’s production plunged as Hormuz stayed blocked. This real supply shock can feed directly into inflation expectations and mortgage-rate volatility.
Market Update
Mortgage Rates Snapped Back to ~6% After Briefly Breaking Below — Here’s Why (and the Smart Lock Strategy)
Rates briefly dipped below 6%, then moved back near 6% as volatility returned. Here is what drives the snapback and how to choose a lock strategy by timeline.
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