Guide
FHA Loan Limits 2026 by County: What You Can Borrow
FHA limits increased for 2026. Here’s the floor, ceiling, and the fastest way to check your exact county limit before you shop.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
Analysis
Zillow: Affordability Improving — What Changed
Payments are down from the peak, but affordability is still far from pre-pandemic norms. Here’s the real story behind the numbers.
Market Update
Inventory Gains Slowed in January: Spring Buyers
Listings are up year over year, but the recovery lost momentum — and the market is drifting further from pre-pandemic supply.
News
Job Openings Hit 5-Year Low: Mortgage Impact
The labor market is cooling in some key measures. Here’s how that can ripple into rates, buyer confidence, and spring demand.
News
Fed Chair Talk: Why It Matters for Mortgage Rates
Markets price stability. When Fed leadership becomes a headline, mortgage rates can get jumpy — even before policy changes.
Analysis
Why Inventory Is Tight in 2026 (Not Just Rates)
Homeowners are staying put longer, and a record number of homes are being inherited. Together, they help explain why supply feels stuck.
News
ISM Services Inflation Signal for Homebuyers
ISM shows services still expanding while prices ticked higher. Here's how that can affect rates, lender quotes, and your monthly payment.
News
ADP Hiring Slowed in January: Buyer/Renter Impact
ADP shows private hiring nearly stalled in January. Here's why that matters for mortgage rates, negotiations, and your rent vs buy math.
News
Government Reopens: What It Means for Closings
The shutdown is over and agencies reopen Feb 4, 2026. Here's what should restart, what may still be slow, and a checklist if you're under contract.
News
Jobs Report Delayed: Mortgage Rates and Your Next Move
The January jobs report delay increases rate uncertainty. Here is a practical checklist for buyers and renters to decide without waiting on one release.
News
Shutdown House Vote: Housing Closing Checklist
House votes Feb 3, 2026 on the deal to end the shutdown. Here's what it funds, what can slow down, and a closing checklist you can use.
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