News
National Housing Emergency Bill: What Could Change
Sen. Slotkin's new bill calls for a national housing emergency and DPA-style mobilization to build 4M homes. Here's the realistic timeline and what buyers should do now.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
Analysis
Bipartisan Zoning Bill: Why Buyers Should Care
S.1299 would direct HUD to publish zoning framework guidelines and best practices. It won't lower prices overnight - but it hits a real long-term supply lever.
News
Where Wealthy Buyers Are Moving in 2026: South Florida
Miami luxury migration is real, but the buyer takeaway is inventory math, taxes, and negotiation leverage in your own city.
News
Super Bowl Weekend Housing Game Plan (Bay Area)
Super Bowl LX brings massive security and traffic changes to the Bay Area. Here’s what that means for touring, timing, and negotiating during the event weekend.
Market Update
Two Mornings That Can Move Mortgage Rates (Feb 2026)
Jobs and inflation data were rescheduled — and these releases are the ones that can shift rate sentiment fast. Here’s the calendar and why it matters.
News
Fed Cuts Talk in 2026: What It Means for Mortgage Rates This Month
Fed officials signaled optionality, not certainty. Here is the plain-English mortgage-rate impact and the scenario math buyers should run now.
Guide
FHA Loan Limits 2026 by County: What You Can Borrow
FHA limits increased for 2026. Here’s the floor, ceiling, and the fastest way to check your exact county limit before you shop.
Analysis
Zillow: Affordability Improving — What Changed
Payments are down from the peak, but affordability is still far from pre-pandemic norms. Here’s the real story behind the numbers.
Market Update
Inventory Gains Slowed in January: Spring Buyers
Listings are up year over year, but the recovery lost momentum — and the market is drifting further from pre-pandemic supply.
News
Job Openings Hit 5-Year Low: Mortgage Impact
The labor market is cooling in some key measures. Here’s how that can ripple into rates, buyer confidence, and spring demand.
News
Fed Chair Talk: Why It Matters for Mortgage Rates
Markets price stability. When Fed leadership becomes a headline, mortgage rates can get jumpy — even before policy changes.
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