Analysis
Why Mortgage Rates Can Drop While Stocks Slide
Markets are rattled by hot inflation and AI jitters. That sounds bad, but bond moves can actually help mortgage rates—if you know what to watch.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
News
Hot Wholesale Inflation: What Buyers Should Do
PPI jumped 0.5% in January and core PPI surged 0.8%. That’s the kind of inflation surprise that can move bonds—and your mortgage quote—fast.
News
Mortgage Rates in the 5s: Weekend Buyer Playbook
Freddie Mac’s 30-year fixed averaged 5.98% and daily trackers are showing mid-5% quotes. Here’s what to do this weekend to lock in a real deal.
News
Homebuilding Rebounded, but Inventory Relief Lags
Construction spending rose 0.3% in December with single-family building and renovations leading. Good news—but inventory relief will be uneven and slow.
News
Mortgage Rates Below 6%: What Changes Now
Freddie Mac’s 30-year fixed averaged 5.98%—below 6% for the first time since late 2022. Here’s what it actually means for buyers, sellers, and refis.
Guide
Why You See 5.74% vs 6.05% Mortgage Rates
Rates look ‘all over the place’ today—and they are. Here’s why some feeds show 5.74% while others show ~6.05%, and the 15-minute way to shop correctly.
Analysis
Lock-In Effect Cracks, but Housing Isn't Normal
Retailers and builders are warning the lock-in effect still limits moves—but lower-6% rates are changing behavior. Here’s what actually shifts for spring inventory.
Guide
Refinancing Surge: Break-Even Checklist Now
MBA says refis jumped as rates hit their lowest since Sept 2022. Here’s when refinancing makes sense, how to calculate break-even, and what not to do.
News
Consumer Confidence Jumped, but Budget Math Is Tight
Consumer confidence rebounded in February, but affordability is still tight. Here’s why housing can feel impossible even when sentiment improves.
Analysis
How a 0.25% Rate Cut Could Unlock 1.42 Million Buyers
NAHB says a 25-basis-point mortgage rate drop could price in about 1.42 million households. Here’s the housing math behind why a quarter-point can change everything.
News
Tariffs Start Hitting Today: Renovation and Housing Cost Ops Checklist
The surcharge effective Feb. 24 works best as an operations checklist: procurement tracking, contractor assumptions, lender paperwork, and lease fallback planning.
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