Market Update
Sellers Outnumber Buyers: Leverage in 2026
A new Redfin report found 47.1% more sellers than buyers—an all-time record. Here's where buyers have the most leverage, what to negotiate, and how to run the math.
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Blog
The Rent or Buy Today blog shares data-driven insights to help you make smarter housing decisions.
High-intent guides
Rent or Buy Today publishes practical housing and mortgage insights to help you make better rent vs buy decisions.
Analysis
Where Housing & Rent Are Booming (and Cooling) in Early 2026
The market isn't moving as one: some metros are red-hot, others are giving buyers and renters real leverage. Here's what's booming, what's soft, and how to act on it.
Market Update
Fed Held Rates: What It Means for Mortgage Costs
The Fed kept rates at 3.50%–3.75% (10–2 vote). The headline is boring—but the details shape what happens next for borrowing costs, mortgage rates, and confidence.
Market Update
Fed Week Playbook: 6.09% Rates for Buyers and Renters
It is Fed week, but mortgage rates do not move just because the Fed talks. Here is what a 6.09% rate means, how a half-point changes payments, and what to check next.
Market Update
2026 Housing Affordability Snapshot (U.S. + Top Metros)
Rates started 2026 lower than a year ago, but prices and down payments still keep affordability tight. Here's the January snapshot and down-payment math in major metros.
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