Mortgage Rates

Mortgage-rate headlines can disagree on the same day. Here is why multiple sources can all be right and how to find your true all-in rate.

Congress advanced a bipartisan housing bill on supply, financing, and investor activity. Here is what could change soon and what still takes time.

An ongoing partial DHS shutdown is creating operational strain. Here is where buyers, renters, and homeowners may feel friction, and where impacts stay indirect.

Mortgage applications rose for a fourth straight week as spring demand returned. Here is what that says about buyer intent and why affordability is still fragile.

Reuters says Iraq’s production plunged as Hormuz stayed blocked. This real supply shock can feed directly into inflation expectations and mortgage-rate volatility.

Rates briefly dipped below 6%, then moved back near 6% as volatility returned. Here is what drives the snapback and how to choose a lock strategy by timeline.

Hormuz disruption and producer force majeure are turning headline risk into a real supply shock. Here is why that can keep inflation and mortgage-rate volatility high.

February payrolls fell by 92,000 and unemployment moved to 4.4%. Here is how markets translate weaker labor data into Fed expectations and mortgage-rate moves.

Goldman warned oil could surge above $100 if Hormuz flows do not recover. Here is the housing fallout: inflation expectations, rate volatility, and rent-vs-buy shifts.

WTI posted its biggest weekly gain since at least 1985 as Hormuz disruption tightened supply. Here’s how big commodity shocks translate into rate volatility.

Kuwait declared force majeure and began cutting crude output. Here’s how supply cuts can ripple into gas costs, inflation expectations, and mortgage-rate volatility.

The U.S. average gas price is up 14% in a week to about $3.41/gal amid the Iran/Hormuz shock. Here’s how to stress-test rent vs buy without panic.

Brent hit a 19-month high as Iran conflict risk and Hormuz disruptions intensify. Here’s how oil shocks hit mortgages and rent-and what to do this week.

Reuters reports global energy costs surging as the Iran crisis disrupts shipping and production. Here’s how that can keep inflation-and housing affordability-stubborn.

Iran vowed to attack ships trying to pass through the Strait of Hormuz. Here’s why that shipping risk premium can translate into mortgage-rate volatility and higher costs.

This week’s rate drivers aren’t random: Beige Book (Wed), Jobs Report (Fri), CPI next week. Here’s what to watch and how to prep your buying/renting plan.

ISM Manufacturing hits at 10:00 a.m. ET today. Here’s what markets watch inside the report and how it can flow into bond yields and mortgage quotes.

Hormuz shipping disruptions and pricier tanker insurance can show up in gas bills, mortgage-rate volatility, and rent pressure. Here is the housing-budget checklist.

Oil surged as Iran conflict disruptions hit Strait of Hormuz shipping. Here is the housing translation this week: inflation risk, rate volatility, and tighter budgets.

After the U.S.-Israeli strike on Iran and Iran’s retaliation, markets are watching oil and bonds. Here’s why mortgage rates could move either way—and what to do now.

Oil jumped after the Iran strikes. Here’s how higher gas and utility costs can squeeze housing budgets, rent renewals, and moving plans.

OPEC+ meets Sunday after the Iran strike. Here’s a practical checklist for comparing Monday mortgage quotes without overreacting to the headline.

Markets are rattled by hot inflation and AI jitters. That sounds bad, but bond moves can actually help mortgage rates—if you know what to watch.

PPI jumped 0.5% in January and core PPI surged 0.8%. That’s the kind of inflation surprise that can move bonds—and your mortgage quote—fast.