Acceptance of Terms
By using Rent or Buy Today, you agree to these terms. If you don’t agree, please do not use the service.
Description of Service
Rent or Buy Today provides a free, web-based financial calculator to help users compare the costs of renting versus buying a home. The calculator is intended for informational and educational purposes only.
Our service includes tools for rent vs buy analysis, mortgage payments, affordability, closing costs, and city-specific market context. Outputs are estimates based on your inputs and publicly available data sources.
Plain-Language Summary
Use the calculators as a planning tool, not as a guarantee. You are responsible for the decisions you make, and you should verify any material numbers with professionals if you are making a real purchase decision.
Important Disclaimer
This calculator is provided for educational and informational purposes only. The results should not be considered financial, investment, legal, or tax advice. Always consult with qualified professionals before making major financial decisions.
No Financial Advice
- We are not licensed financial advisors, real estate agents, or mortgage professionals
- The calculations are based on simplified assumptions and may not reflect your actual situation
- Market conditions, tax implications, and individual circumstances vary significantly
- Historical performance does not guarantee future results
Accuracy of Information
While we strive to provide accurate calculations, we make no warranties about the completeness, reliability, or accuracy of the information provided. Default values for cities (home prices, rents, property taxes) are estimates and may not reflect current market conditions.
If you believe any published data is incorrect, you may contact us to request a review of the source or the data used.
User Responsibilities
You agree to:
- Provide accurate information when using the calculator
- Verify calculations with qualified professionals
- Use the Service for lawful purposes only
- Not attempt to disrupt or compromise our Service
You also agree not to scrape, copy, or republish our city data or methodology at scale without written permission.
Intellectual Property
All content, design, and functionality of the Service are owned by us and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.
Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including but not limited to:
- Financial losses from decisions based on calculator results
- Errors or inaccuracies in calculations
- Service interruptions or unavailability
Third-Party Links and Services
Our Service may contain links to third-party websites or use third-party services (such as advertising networks). We are not responsible for the content or practices of these third parties.
Modifications to Terms
We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.
Termination
We may suspend or terminate access to our Service for misuse, unlawful activity, or to protect the integrity of the site.
Governing Law
These terms are governed by the laws of the United States, without regard to conflict of law principles.