10-Year Rent vs Buy in San Antonio, TX
If you plan to stay in San Antonio for 10 years, here's how renting and buying compare.
🔑 Renting Appears Better
Potential savings by renting: $18,401
Total Rent Paid
$185,715
Total Owner Costs
$368,499
Equity After Selling
$164,383
Customize Your Analysis
The above results use default assumptions. Adjust the inputs below to match your specific situation.
Rent vs Buy in San Antonio, Texas
Should you rent or buy a home? Calculate your best option.
Your Scenario
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10 years
1 years30 years
Explore Scenarios
Adjust these sliders to see how different assumptions affect your decision.
Mortgage Rate7.00%
5%7%9%
Home Appreciation3.0%
0%3%5%
Rent Growth3.0%
0%3%6%
Time Horizon10 years
35710
💡 Tips
- • Higher mortgage rates favor renting
- • Higher home appreciation favors buying
- • Higher rent growth favors buying
- • Longer time horizons typically favor buying
🔑Renting is Better
You could save $18,401 by renting
Over 10 years
Monthly Cost (Rent)
$1,548
Average
Monthly Cost (Own)
$2,525
Average (excl. equity)
Total Rent Paid
$185,715
Total Owner Costs
$368,499
Final Equity
$164,383
After selling costs
Break-Even Year
Never
Beyond horizon
Upfront Costs to Buy
Down Payment (20%)$57,000
Closing Costs (3%)$8,550
Total Needed$65,550
Cost Comparison Over Time
Total Rent Paid
Total Owner Costs
Net Cost (After Equity)
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