10-Year Rent vs Buy in Las Vegas, NV

If you plan to stay in Las Vegas for 10 years, here's how renting and buying compare.

⚖️ It's Close Either Way

Potential savings by buying: $8,100

Total Rent Paid
$226,985
Total Owner Costs
$461,133
Equity After Selling
$242,249

Compare Other Time Horizons

Customize Your Analysis

The above results use default assumptions. Adjust the inputs below to match your specific situation.

Rent vs Buy in Las Vegas, Nevada

Should you rent or buy a home? Calculate your best option.

Your Scenario

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%
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10 years
1 years30 years

Explore Scenarios

Adjust these sliders to see how different assumptions affect your decision.

Mortgage Rate7.00%
5%7%9%
Home Appreciation3.0%
0%3%5%
Rent Growth3.0%
0%3%6%
Time Horizon10 years
35710

💡 Tips

  • • Higher mortgage rates favor renting
  • • Higher home appreciation favors buying
  • • Higher rent growth favors buying
  • • Longer time horizons typically favor buying
⚖️It's a Toss-Up

You could save $8,100 by buying

Over 10 years

Monthly Cost (Rent)
$1,892
Average
Monthly Cost (Own)
$3,038
Average (excl. equity)
Total Rent Paid
$226,985
Total Owner Costs
$461,133
Final Equity
$242,249
After selling costs
Break-Even Year
Year 10
Within horizon

Upfront Costs to Buy

Down Payment (20%)$84,000
Closing Costs (3%)$12,600
Total Needed$96,600

Cost Comparison Over Time

$461,133$368,907$276,680$184,453$92,227$00y1y2y3y4y5y6y7y8y9y10y
Total Rent Paid
Total Owner Costs
Net Cost (After Equity)
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