Townhouse: Mortgage Meaning Guide Skip to main content

Mortgage Definition

Townhouse

A multi-story home that shares one or more walls with adjacent properties but has its own entrance. Often a middle ground between single-family homes and condos.

Data as of Jan 2026
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Why it matters

This concept influences either your monthly payment, your upfront cash requirements, or your risk profile over time. Knowing the definition helps you make cleaner rent-vs-buy decisions.

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